Gold

Gold has been the world’s preferred currency from ancient civilizations to the current period. In the modern world, Gold is now mostly purchased by investors as a hedge against changing socio-economic-political turmoil and inflation.
While Gold Bullion Investing is arguably the most well-known type of direct gold ownership, experienced investors also purchase gold coins from independent dealers at a premium of between 1% to 5% over their underlying gold value.

Another alternative to the direct acquisition of bullion is to invest in gold-based exchange-traded funds (ETFs). These specialized instruments, per share, signify a specified amount of gold (one-tenth of an ounce). You can purchase or sell these like stocks, in any brokerage or IRA account. ETFs are, therefore considered easier and more cost-effective than owning bars or coins. directly.

Sovereign Gold Bonds

Sovereign gold bonds are government securities denominated in grams of gold. These are issued by RBI on behalf of the Government of India. They are substitutes for holding physical gold with a tenure of 8 years.
Investment Limit per financial year:
For individual & HUF: Minimum 1 Gram, Maximum 4 kg
For trusts & other institutions: Minimum 1 Gram, Maximum 20kg
• Guaranteed by the Government of India
• Zero Risk of Handling of Physical Gold
• Appreciation of Gold & 2.5% interest p.a.
• No Tax on Capital Gain if held till Maturity
• Available in DMAT mode
• Tradable on NSE/BSE
• No Annual Management Fees
• Can be used as collateral for trading