Terms and conditions

You understand and accept that AMG Invest maintains the website to provide visitors with information about AMG services, financial services and to enable visitors to avail its services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.

You may use our site if you are at least 18 years old and are eligible to enter into a contract under the Indian Contract Act, 1872. The Services are provided solely in accordance with Indian Laws. We do not represent that the content available on or through our site is appropriate for use or is available in other jurisdictions.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site or service for business, legal and operational reasons. We will try to give you reasonable notice of any such suspension or withdrawal. We shall not be liable for any such addition, modification, suspension or discontinuation of the Services.

You understand and accept that all information submitted by you on the site shall be deemed the property of AMG Invest and shall be free to use any ideas, concepts, know-how or techniques provided by you in any manner whatsoever. On initiating a contact through the site, you agree to being contacted by AMG Invest. via email, phone, SMS or any other means, or any other entities with whom AMG Invest has entered into an arrangement.

You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use.

You agree that you will not use AMG Invest websites for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the sites in any manner that could damage, disable or impair the website, or interfere with any other party's use, or enjoyment of the website.

You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by AMG Invest on the site. AMG Invest reserves the right to determine the availability and eligibility for any product or service.

You understand and accept that AMG Invest is not responsible for the availability of content, or other services on third-party sites linked from the website. You are aware that the access of hyperlinks to other internet sites is at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by AMG Invest in any way. AMG Invest does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites.

AMG Invest shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of AMG Invest to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.

"Force Majeure Event" means any event due to any cause beyond the reasonable control of AMG Invest, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.

You understand and accept that AMG Invest has the absolute discretion to amend or supplement any of the terms at any time, and will give a prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using AMG Invest's services, you shall be deemed to have accepted the changed terms and conditions.

AMG SERVICES
(a) The site enables you to obtain loans and other credit facilities (“Credit Facilities”) by connecting you to banks, non-banking financial companies or “NBFCs”, and other approved lending institutions (collectively, “Lenders”), based on our preliminary evaluation of your credit worthiness.
(b) Access to Credit Facilities is subject to various criteria determined by the Lenders, including but not limited to the credit policies of the Lenders, your credit bureau report, successful completion of the KYC process prescribed by the relevant Lenders, among other things.
(c) Based on the consent provided by you, the site tracks, organises, and analyses your Transaction Information to present to you various credit products. We may share the Transaction Information with our affiliates and Lenders to which you hereby consent. “Transaction Information” means information that is contained in text messages to your mobile telephone number(s) in connection with one or more transactions across multiple financial accounts (including purchase, payments, billing information and service notifications related thereto) and includes, without limitation: i) your phone number; ii) your email address; iii) masked card data (only to the extent that such card data is disclosed in such messages); and iv) information relating to the transaction in question, including identity of the service or product and the price or fee paid or payable in respect thereof.

USER RESPONSIBILITIES
(a) You represent and warrant that all information that you provide to AMG or in relation to the Services is complete, true, and correct on the date of agreeing to these Terms and shall continue to be complete, true, and correct while you avail the Services. Should any information that you provide change during the existence of these Terms, you undertake to immediately bring such change to our notice. We do not accept any responsibility or liability for any loss or damage that you may suffer or incur if any information, documentation, material, or data provided to avail the Services is incorrect, incomplete, inaccurate, or misleading, or if you fail to disclose any material fact.

(b) You shall extend all cooperation to us, in our defence of any proceedings that may be initiated against us due to a breach of your obligations or covenants under these Terms.

(c) You shall not use the Services in any manner except as expressly permitted in these Terms. Without limiting the generality of the preceding sentence, you may not:
(i) infringe any proprietary rights, including but not limited to copyrights, patents, trademarks, or trade secrets, of any party;
(ii) except as may be provided hereunder, copy, display, distribute, modify, publish, reproduce, store, transmit, post, translate, create any derivative works from, or license the Services;
(iii) use the site in any unlawful manner, for fraudulent or malicious activities, or in any manner inconsistent with these Terms; or
(vii) violate applicable laws in any manner.

SEBI Caution
Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not an indicator of future returns.